Here’s a new reason to hold onto your cash: It’s going to be a collector’s item. According to a survey by The Pew Research Center, 70-percent of the world’s top technology experts say smartphones are going to replace cash and credit cards. And I’m not talking about some futuristic vision of the world where we all jet-pack to work. Most experts say the majority of us will make the transition in the next 10 years.

And according to the Federal Reserve, a lot of people are well on their way to living a cashless life. Already, 1 in 3 smartphone owners use their devices to manage their bank accounts and pay bills. Plus, almost all the major cell phone carriers plan to utilize near-field communication within the next year. That’s a fairly new technology that allows smartphones to wirelessly send payments to merchants. 

What do you think? Will the line, “I left my wallet in my other pants,” be replaced by, “My battery died.” Let me know whether you’re ready to make the switch at