I have intelligence that could save your life.  Here’s how to handle three emergencies. What to do if you get caught in a lightning storm, you’re trapped in a burning building, or you get a cramp while swimming. This comes from Reader’s Digest.

• Let’s handle the lightning. If you’re outside and a storm hits, get inside quickly. A large, enclosed building is the safest choice, but if there’s nothing around, a car will also work – as long as you close the doors and windows and DON’T touch any metal surfaces. If you’ve got nowhere to hide, make sure you avoid tall, isolated objects – like trees – fences, water, poles, or any metal objects. Get into a "lightning crouch” - put your feet together, squat down, tuck your head in, and cover your ears. Also, stay at least 15 feet from other people. That way, if one of you gets hit, the lightning won’t travel between you. Finally, stay in your safe place for 30 minutes after the last rumble of thunder.
• The second emergency: You’re trapped in a burning building. If you’re in an office building and can’t get out, do this: Call 911. Then, close yourself in a smoke-free room and place a wet towel underneath the door to prevent any smoke from entering. That’s the word from firefighter Dan McBride. Then get low to the ground – where you can breathe and see better – until help arrives. If you’re in a house, get as low as you can and crawl outside as fast as possible. Don’t stop until you’re well away from the fire. Then call for help.
• The final emergency: You get a cramp while swimming. If you’re in deep water, take a breath, and float. If you’ve got a muscle cramp – they often hit the calves – float face-down, grab your toes, and pull them toward you, stretching your calf until the pain goes away. If it’s a stomach cramp, lie on your back, spread your arms and legs, and float until you can swim back to shore. Of course, call for help if you need it, and try not to swim in isolated areas where it would be tough to get help if you needed it.