Spring is in the air, so we're going to help you do a little spring cleaning!

Spring is in the air, so we're going to help you do a little spring cleaning! But this is for your bank account   not your bathroom. Here are some tips on how to tidy up your finances, courtesy of Woman's Day magazine.
  • First: Tidy up your bill payments. Jean Chatzky is the author of the book "Pay It Down! From Debt to Wealth On Ten Dollars a Day." And she says people who pay their bills as they come in have less debt and more in savings than those who pay their bills once a month. Because paying your bills as they come in allows you to make small changes in your spending habits. For example, when your Visa bill is huge, you know to budget for the rest of the month.
  • Next: Cyber-pay. Research shows that it takes 2 hours for the average family to pay bills by hand each month. But it takes 15 minutes to do it electronically. Most banks offer websites where you can check your statement, transfer money and pay bills at no extra cost.
  • And one last way to spring clean your finances: Trim the fat. Come up with a plan to pay off your debts. To do this, start passing on everything except the most critical expenses. Eating out 3 times a week is not a necessity. Neither is cable TV. By skipping a few extras, you free up cash that can go toward debt and savings. Also, put 100% of your next pay raise in savings. You didn't have that money before, so you won't miss is now.
Wanna go further? The book is "Pay It Down! From Debt to Wealth On Ten Dollars a Day." I'll put a link at Tesh .com.

Comment on this story