Here's a new to-do list for you. Things we tend to avoid, but really need to do. This comes from Rodale Publishing.

• Talk money with your honey. A financial survey by PayPal found that money’s the top cause of conflict among couples. So, marriage therapist Terri Orbuch suggests scheduling financial planning discussions every three months. That way, you’ll know each other’s perspectives and approaches to money – and where things stand - before you have a big financial decision to make.  
• Another item for your “new” to-do list: take workout time-outs. Exercise breaks down your muscle fibers, and they need time to recover in order to grow back stronger. So, the American College of Sports Medicine recommends weight training at least twice a week, with 48 hours rest in between. Mix things up so you don’t always work the same muscle groups. For example, run hills instead of sprints, or hop off the treadmill and try a spinning class instead.
• Also, don’t skip after-work happy hour. In a recent survey, 60% of executives said that productivity increases when coworkers are friends outside of the office. So, take a cue from your colleagues. If it’s an office tradition to grab a beer every Thursday, join them. You can always order a seltzer. It’s not about the alcohol – it’s about bonding.
• Check your credit. The mistakes you don’t know about can be costly, and you need to dispute them as soon as possible. A lot of creditors have time limits on when you can file a claim. You can get one free credit report each year from all three credit reporting agencies – Experian, Equifax and TransUnion – at AnnualCreditReport.com.
• One final item to add to your “new” to-do list: Brush, floss AND use mouthwash. Rinsing with mouthwash kills germs that cause gum disease. Researchers at Columbia University found that people with gum disease were twice as likely to have diabetes as those with healthy gums. For a list of American Dental Association-approved products, go to ADA.org.